FAQs
What will Health Discount Access do for me?
Save you money on health care costs and other frequently used services such as auto repairs, movie tickets, flowers, hotels, etc. Savings opportunities depend on the membership plan that you select. See the Savings charts for more information.
It's Easy...and...It Works!
What happens when I sign up? How soon can I start SAVING?
Start saving immediately - there is no waiting to access your discounts. Simply sign up on the internet or by phone by calling 800-580-4422. You will receive a temporary membership card by email within 24 hours. You can start saving immediately on most services using your temporary card. A permanent membership card and membership services book will be sent to you by mail within two weeks.
Why do I need Health Discount Access?
To SAVE money! Health Discount Access can save you money on health-related expenses and other everyday expenses.
- If you have no insurance for you and/or your family or if you are under-insured, Health Discount Access is right for you.
- Often members may have insurance for themselves but do have coverage for their families. The Premium Plan provides discounts on medical services for your family.
- The Basic Plan is excellent if you have basic medical insurance but no dental insurance or vision insurance, etc.
- Our Lifestyles Bonus package provides you savings on automotive services, grocery coupons and more!
Are there any membership initiation fees?
Absolutely NOT! Health Discount Access wants you to save money. That is why we do not charge any one time sign up fees, or additional fees for family members. One low membership includes your family.
My doctor is not in the network - how can I save if I don't want
to change doctors?
to change doctors?
We can help in two ways.
- Just call Membership Services at 800-863-6617 and give us your doctor's contact information. We will contact your doctor and ask the doctor to enroll in our network. We will notify you when this has been completed. We do all the work.
- The Premium Plan includes Patient Advocacy. With this service, we may be able to negotiate lower costs with your doctor and other health care providers.
Do I have to qualify for Health Discount Access membership?
Absolutely Not. There are no prequalifications. Everyone is eligible to join and start saving on health and lifestyle services today.
Are there health condition exclusions?
No - There are no limitations to the medical discount program regardless of your current health condition, age, race, sex, citizenship status, etc. Present your Health Discount Access member ID card to any participating network provider and you will save.
How does Health Discount Access differ from health insurance?
Health Discount Access is NOT insurance. There are no claims to file. You must pay your provider or make payment arrangements at the time of service, but your savings are instant and substantial.
I already have health insurance - can I benefit from using Health Discount Access as well?
It depends on your insurance.
- If you have no coverage for dental, vision, pharmacy or alternative care, Health Discount Access can save you money on these services.
- If your insurance plan has no medical network included, Health Discount Access can provide you discounts on your out-of-pocket costs while you are meeting your deductible.
For more information, feel free to call our Member Services help line at 800-863-6617.
Do I need to file claim forms to get my savings?
No paperwork required. Simply see your network provider, present your Health Discount Access member ID card and get instant savings for services rendered.
How do I save on pharmacy drugs?
Simply present your Health Discount Access member ID card when you pick up your prescription. You will receive instant savings off the cost of your prescription. Check the mail order price list for savings. Use our prescription mail order form to save on 90-day supplies of maintenance prescriptions.
Who is included in my family under Health Discount Access?
With Health Discount Access, your family members living with you are included in your membership or anyone claimed on your IRS tax statements, such as children living in a different household. There are NO extra fees to include these family members. One price includes them all.
For the Premium Plan's Accident Medical Expense insurance and Accidental Death & Dismemberment insurance, the member's covered dependents are defined by the policy:
For the Premium Plan's Accident Medical Expense insurance and Accidental Death & Dismemberment insurance, the member's covered dependents are defined by the policy:
- Spouse: The member's lawful spouse who is age 18 years and under age 65.
- Children: A member's unmarried child who meets the following requirements: a child from live birth to 19 years old; up to age 23 years old if enrolled as a full-time student and primarily supported by the Covered Member; a child who is 19 or more years old, primarily supported by the covered member and incapable of self-sustaining employment by reason of mental or physical handicap.
- The membership fee includes you and
your registered dependents. Be sure to register your dependents when you
enroll in this plan. - NO WAITING - Instant access to savings.
- No waiting periods or medical restrictions.
- No annual limits for any Health plan discounts.
- No paperwork!
- Add Lifestyle Bonus for just $5 a month!
- By using your Health
Discount Access plan
4 times in the next 12 months, we guarantee you will save more than the annual cost
of membership. If not, we'll refund
you the difference!